Know The Rules Before Opening Your Account
Our Terms & Conditions apply when you create, access or use an account through merdekatoto. You are responsible for entering accurate account details, protecting your login, and completing the phone verification step requested before account access. Eligibility and access depend on local law, so availability can
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differ by location in Indonesia and is provided only where local law permits. Wallet activity through DANA, OVO, GoPay, QRIS, bank transfer or a virtual account must use details connected to your account; mismatched payment details may require a status check before processing continues. We may
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update these terms when our account, payment or security process changes, and we will present the current wording on this policy page. By continuing after an update, you accept the revised terms where local law permits. If a clause is unclear, contact us through the support
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route shown inside your account before proceeding.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.